Earn
Up to 4.50 % APY*
Up to 4.50 % APY*
Lock in a competitive rate with a 4-month or 8-month Certificate of Deposit.
Complete the form and take the next step toward putting your savings to work.
4-Month CD
4.30
%
APY*
8-Month CD
4.50
%
APY*
Open a CD Account
Complete the form below, and we’ll contact you to get started.
Why Choose Nano Banc?
- Competitive promotional CD rates
- Personalized assistance from a dedicated banker
- FDIC-insured, so your money’s protected
- Digital first — no branch visit required
How It Works
Submit the form
Tell us how to reach you and which CD interests you.
Complete the paperwork
Provide us with the information we need to open your account.
Hear from us
We’ll contact you to help establish your new account.
Frequently Asked Questions
Nano Banc currently offers two promotional terms: a 4-month CD at 4.30% APY and an 8-month CD at 4.50% APY. Rates are accurate as of August 15, 2026, and subject to change without notice.
Yes. Nano Banc is a Member FDIC institution, and deposits are insured up to $250,000 per depositor, per ownership category.
Not yet, but a banker from Nano Banc will call you personally. Send us your information in the form above, and we’ll walk you through opening your account with us.
CDs are designed to be held for the full term. Withdrawing funds before your CD matures may result in an early withdrawal penalty that reduces your earnings.
Your CD must have a minimum balance of $1,000.
A Nano Banc representative will reach out using the phone number or email address you provide on the form, typically within two business days.
*APY = Annual Percentage Yield. Rates are subject to change. The Annual Percentage Yields (APYs) are accurate as of August 15, 2026. Fees could reduce the earnings on the accounts. Early withdrawal penalty may be imposed. Minimum balance will apply.
